hsa how far back can you submit for reimbursment
For a Health Savings Account (HSA), the deadline to submit reimbursement claims can vary depending on the HSA administrator and the specific plan. However, according to the IRS, there is no specific time limit for submitting HSA reimbursement claims.
That being said, here are some general guidelines:
- IRS Statute of Limitations: The IRS has a three-year statute of limitations for HSA contributions and distributions. This means that if you don’t claim a reimbursement within three years of the date you incurred the expense, you may not be able to claim it.
- HSA Administrator’s Policy: Your HSA administrator may have its own policy regarding the deadline for submitting reimbursement claims. Some administrators may have a shorter deadline, such as 1-2 years, while others may allow claims to be submitted up to 3 years or more after the date of service.
- Plan Document: Your HSA plan document may also specify a deadline for submitting reimbursement claims.
To be safe, it’s best to check with your HSA administrator or review your plan document to determine the specific deadline for submitting reimbursement claims. If you’re unsure, you can also contact your HSA administrator’s customer service department for guidance.
In general, it’s a good idea to submit reimbursement claims as soon as possible after incurring the expense to avoid any potential issues or delays.
